Frequently Asked Questions
Each group creates a number of slots equal to all family or community members.
Members buy slots at the current Market Value (MV). Each slot must be tied to
a person’s name — either themselves (active) or a sponsored family member (legacy).
First, the group registers all members as Inactive.
Members become Active when they buy a slot. Additional slots
become Legacy if assigned to a sponsored family member.
Loans are tied to the member’s Security Fund and the group’s lending pool.
Interest is tracked separately as contribution income. The system shows loan
limits, interest rates, repayment schedules, and balances automatically.
Napier keeps a full audit of contributions, interest income, security fund payments,
loan repayments, and investment returns. Everything is linked to a member and a slot.
Yes. Data is encrypted, access is role-based, and critical actions are logged.
OTP verification, CSRF protection, and secure uploads add additional layers of safety.
Click on Get Started and submit your group details.
You will receive an email verification code and your application will be reviewed.