Napier Platform – Terms of Use

Last updated: December 19, 2025

Thank you for choosing the Napier Platform. These Terms of Use explain the rules, responsibilities, and expectations for all users who create or join investment groups on the platform. By using Napier, you agree to be bound by these terms.

1. Purpose of the Platform

Napier is designed to support family and community groups that pool resources, save together, offer loans, and invest collectively. The platform provides digital tools to help groups grow in a transparent, accountable, and structured way.

2. Group Creation & Responsibility

When starting a new group, you confirm that:

  • You have permission or authority from your family, community, or organization to initiate the group.
  • The information submitted is accurate and truthful.
  • You agree to follow Napier’s registration and verification process, including email verification.
  • You understand that group approval is subject to administrative review.
3. Member Data & Consent

Napier values privacy and the ethical handling of personal information. When adding members to your group, you confirm that:

  • You will only add individuals with their consent, especially where names or personal details are involved.
  • You will handle personal data responsibly and comply with community expectations of transparency and respect.
  • You understand that Napier may require verification for sensitive operations (e.g., slot assignments, role allocations).
4. Acceptable Use

Users agree not to misuse the Napier platform or engage in activities such as:

  • Submitting false or misleading information.
  • Using the platform for fraud, harassment, or illegal activities.
  • Attempting to bypass platform security or access data not intended for you.
  • Exploiting platform systems (e.g., loan cycles, contributions, slot ownership) in ways that harm the group.
5. Platform Roles & Accountability

Each group is responsible for managing its internal leadership roles such as Chairperson, Secretary, Treasurer, and Trustees. The group must ensure these roles are used responsibly to maintain trust, transparency, and financial discipline.

6. Data Protection & Security

Napier implements reasonable security measures to safeguard user data and group information. However, users also share responsibility by:

  • Keeping login credentials safe.
  • Avoiding sharing passwords or sensitive group details with unauthorized persons.
  • Reporting any suspicious activity immediately.
7. Verification & Approval Process

All group registration requests undergo a verification process that may include:

  • Email OTP confirmation.
  • Manual review by Napier administrators.
  • Additional documentation (if needed) for large community groups.
8. Changes to These Terms

Napier may update these Terms of Use from time to time to improve clarity, security, and platform operations. Continued use of the platform means you agree to the most recent version of the terms.

9. Contact & Support

If you have questions about these terms or need help with your account or group registration, please contact:

Email: support@napier.ke
Phone: +254 722 592 153

Back